How to Start an LLC in New York
Forming a limited liability company in New York is straightforward once you know what the New York Secretary of State actually requires. The state filing fee is $200, standard processing runs 5-7 business days, and New York is on the higher end for LLC filing fees with modest annual maintenance costs. This page walks through every step, the real costs involved, and where we fit in.
What a New York LLC Is (and Why People Form One)
An LLC — limited liability company — is a business entity registered with the New York Secretary of State that separates your personal assets from your business liabilities. If the business gets sued or runs into debt, your personal bank account, home, and other assets are generally protected, as long as you've kept the LLC and your personal finances properly separated.
In New York, LLCs are the most common entity type for small businesses, freelancers, real estate investors, and side-hustle operators. They give you liability protection without the paperwork and governance overhead of a corporation. Taxes pass through to the owners' personal returns by default, which keeps things simple.
The Cost to Form a New York LLC
Here's the straight money breakdown:
- State filing fee: $200 (paid to the New York Secretary of State when you file the Articles of Organization)
- Annual report fee: $9 (filed every two years)
- Agent For Service Of Process service: Required. Included in your first year with our formation package.
- Expedited processing (optional): $25
Important New York-specific notes: IMPORTANT: Publication requirement within 120 days of formation: six weeks of ads in two local newspapers ($300-$1,500+ depending on county) plus $50 Certificate of Publication fee. Biennial Statement $9 due every 2 years. Filing fee is $200 + $5 copy fee = $205 total. NYC-based LLCs subject to additional Unincorporated Business Tax.
New York runs on a biennial schedule, so you file (and pay) every two years rather than every year. The fee is $9 per filing.
Step-by-Step: Forming Your New York LLC
1. Pick a Name That Meets New York Rules
Your LLC name needs to include "Limited Liability Company," "LLC," or "L.L.C." somewhere in it. It also has to be distinguishable from every other business name already on file with the New York Secretary of State. Before you get attached to a name, search the state's business entity database to make sure it's available.
Avoid anything that suggests your LLC is a bank, insurance company, or government agency unless you actually are one — New York (and every other state) takes that seriously.
2. Appoint a Agent For Service Of Process
New York requires every LLC to have a agent for service of process with a physical street address in the state. This person or company accepts legal documents, tax notices, and official correspondence on behalf of your LLC. You'll list the agent for service of process name and address on your Articles of Organization, and that address goes on the public record.
New York does not let you serve as your own agent for service of process in the traditional sense — the state sets specific rules about who can act in that role. A professional agent for service of process satisfies those requirements while also keeping your address off public records.
3. File Articles of Organization with the New York Secretary of State
This is the actual formation step. You file Articles of Organization — sometimes called a Certificate of Formation — with the New York Secretary of State and pay the $200 filing fee. The document includes your LLC name, principal address, agent for service of process name and address, management structure (member-managed or manager-managed), and the names of organizers.
Most states now offer online filing through the New York Secretary of State website (https://dos.ny.gov/). Online filing is faster and usually a few dollars cheaper than mailing paper.
Standard processing in New York takes approximately 5-7 business days. Need it faster? Expedited processing costs $25 and typically drops the turnaround to 24 hours.
4. Create an Operating Agreement
New York does not require you to file an operating agreement with the state, but you should absolutely have one. It's the internal rulebook for your LLC: who owns what percentage, how profits are split, how decisions get made, what happens if a member wants out. Banks will often ask for it when you open a business account. Courts look at it if there's ever a dispute. And if you don't have one, New York's default rules apply — which may or may not match what you actually want.
5. Get an EIN from the IRS
An Employer Identification Number (EIN) is the federal tax ID for your LLC. You need one to open a business bank account, hire employees, and file federal taxes. It's free to get — apply directly at IRS.gov and you'll typically receive your EIN immediately.
Never pay a third-party service to get you an EIN. The IRS application takes about ten minutes.
6. Stay Compliant After Formation
Forming the LLC is just the start. To keep it in good standing with the New York Secretary of State, you need to:
- Maintain a agent for service of process with a New York address at all times
- File the biennial report on time (every two years)
- Keep business finances separated from personal finances (separate bank account, separate records)
- Handle federal and state tax obligations
Miss the agent for service of process requirement or skip the biennial report, and the New York Secretary of State can administratively dissolve the LLC. You lose the liability protection until you bring things current.
Start Your New York LLC the Right Way
You can form your New York LLC yourself by filing directly with the New York Secretary of State. The forms are available at https://dos.ny.gov/, and the state fee is $200. Or let us handle the filing for $199 — that includes the state fee, agent for service of process service for the first year, an operating agreement template, and EIN assistance.